Terms of Service
Last updated: [INSERT DATE]
On This Page
These Terms of Service ("Terms") govern your use of the Vested Surplus Claims website and your engagement of our services. By using our website or engaging us, you agree to these Terms. If you do not agree, please do not use our website or services.
1. Acceptance of Terms
By accessing our website, submitting a form, or entering into an agreement with us, you confirm that you are at least 18 years old and able to enter into a binding agreement.
2. Who We Are
Vested Surplus Claims is a surplus funds recovery service. We help property owners and heirs identify and recover surplus funds (also called overages or excess proceeds) that may be owed following a foreclosure or tax sale. We coordinate with a network of independently licensed attorneys who handle the legal filing of claims.
3. No Legal Advice
Vested Surplus Claims is not a law firm and does not provide legal advice. Information on this website is general and informational only. Legal services in connection with a claim are provided by independently licensed attorneys within our network, and your relationship with any such attorney is governed by a separate engagement agreement between you and that attorney.
4. Our Services
Subject to a signed agreement, our services may include researching public records, confirming potential entitlement, coordinating with a licensed attorney, and assisting with the preparation and submission of a claim. The specific scope of services for your matter will be set out in your service agreement. [Reference your written service/recovery agreement here.]
5. Fees & Payment
Our services are provided on a contingency basis. This means:
- You pay no upfront fees to engage our services;
- Our fee is a percentage of the funds actually recovered, as stated in your written service agreement;
- We are paid only if and when funds are recovered and disbursed — we do not get paid until you get paid;
- Our fee will not exceed the maximum permitted under the laws of the state where the funds are held.
The exact fee percentage for your matter will be disclosed in writing before any work begins. [Insert your fee percentage and confirm compliance with each state's statutory fee caps and contract-disclosure requirements.]
6. Your Responsibilities
You agree to provide accurate and complete information, to cooperate in good faith, and to not engage another party to pursue the same funds while your agreement with us is in effect. Providing false information may result in termination of services and may affect your claim.
7. No Guarantee of Outcome
We cannot and do not guarantee that any claim will be successful or that any particular amount will be recovered. Outcomes depend on factors including the validity of the claim, competing claims, applicable law, and statutory deadlines. Past results do not guarantee future outcomes.
8. Cancellation Rights
You may have the right to cancel your agreement within a period required by the law of your state. Your written service agreement will describe how to cancel and any applicable cancellation period. [Insert state-specific cancellation/cooling-off terms as required by law.]
9. Intellectual Property
All content on this website, including text, graphics, logos, and design, is owned by or licensed to Vested Surplus Claims and is protected by applicable intellectual property laws. You may not reproduce or use it without our permission.
10. Disclaimers
Our website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of accuracy, merchantability, or fitness for a particular purpose, to the fullest extent permitted by law.
11. Limitation of Liability
To the fullest extent permitted by law, Vested Surplus Claims will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services. [Have counsel confirm enforceable limitation language for your states.]
12. Governing Law
These Terms are governed by the laws of [State], without regard to its conflict-of-laws rules. Any dispute will be resolved in the courts located in [venue], unless otherwise required by applicable law. [Confirm governing law, venue, and any arbitration provision with counsel.]
13. Changes to These Terms
We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of our website after changes take effect constitutes acceptance of the updated Terms.
14. Contact Us
Questions about these Terms? Contact us at:
Vested Surplus Claims
[Mailing address]
Email: claims@vestedsurplusclaims.com
Phone: (555) 014-2750