Home/Surplus Funds
What Are Surplus Funds?

Money left on the table after a sale.

When a property is sold at a foreclosure or tax-deed auction, it often sells for more than the debt that was owed. That extra amount legally belongs to the former owner or their heirs.

The Basics

The surplus, or "overage," belongs to you.

The problem? Most people never find out it exists. Funds sit with the county under tight deadlines, and the claim process differs from state to state.

  • Funds are held by the county, often with strict deadlines to claim
  • Claim processes vary by state and can be confusing to navigate alone
  • Unclaimed funds may eventually be absorbed by the government
  • We work on contingency — you pay nothing unless we recover
A Typical Scenario
$152,000
$200,250
$48,250
Debt Owed
Auction Sale Price
Surplus Owed to You

Illustrative example. Actual surplus amounts vary by property and jurisdiction.

Fair, Transparent Fees

How our fee compares to the industry.

Most surplus recovery firms charge a percentage of what they recover. Across the industry, that fee typically falls between 10% and 30% — and attorney-handled contingency claims can run higher. We commit to keeping our fee below the typical range and always within your state's legal limits.

Vested
From 10%
0%10%20%30%40%
Vested Surplus Claims — at the low end Typical recovery firm (10–30%) Attorney contingency claims (often 25–40%)

Ranges reflect publicly reported industry norms and are shown for comparison only. Your exact fee is set in writing before any work begins and never exceeds the maximum allowed under applicable state law.